PartyPot IOU Tracking: Record outstanding debts — no more forgotten promises to "pay you back". Track IOUs from game night — included in Smart Settlement. No more forgotten debts. Free on iOS & Android.
IOU Tracking
Record outstanding debts — no more forgotten promises to "pay you back"
Overview
We've all been there: "I'll pay you back next time." And then next time comes and nobody remembers. IOU Tracking solves this by recording outstanding debts in the audit log, visible to both parties. IOUs are automatically factored into Smart Settlement calculations, so when you settle up at the end of the next session, all old debts are included. No awkward reminders, no forgotten promises, no lost friendships over $20.
How It Works
Record the IOU
When a player can't pay immediately, the host records an IOU — who owes whom, and how much.
Visible to Both
Both the debtor and creditor can see the IOU in their transaction history.
Auto-Settlement
When Smart Settlement runs (in the current or a future session), IOUs are factored into the calculation.
Clear on Payment
When the debt is paid, it's marked as resolved in the history.
Why It Matters
No Forgotten Debts
Every IOU is recorded and visible. "I forgot" is no longer an excuse.
Smart Settlement Integration
IOUs are automatically included in settlement calculations — no manual tracking.
Relationship Preservation
No awkward "hey, you still owe me" conversations. The app handles it.
Full History
Track all IOUs across sessions — see outstanding debts at a glance.
Supported Games
Frequently Asked Questions
Can IOUs carry over between sessions?
Yes. IOUs persist and can be factored into future Smart Settlement calculations.
Can both parties see the IOU?
Yes. Both the debtor and creditor see the IOU in their transaction history.
What if someone disputes an IOU?
The IOU is recorded in the immutable audit log with a timestamp. The log is the truth.
Try IOU Tracking Now
Download PartyPot free and experience IOU Tracking in your next game session. No account needed — just download, create a room, and play.
Explore Other Features
Digital Banker
Replace physical cash, chips, and IOUs with instant digital balances
Real-Time Sync
Every transaction syncs instantly across all players' devices
QR Code Room Joining
Create a room, scan a code, and start playing in seconds
Smart Settlement
Calculate the minimum transfers to clear all debts — one tap