Baccarat (Punto Banco, Mini Baccarat) is a card game from France / Italy for 2–8 players. Learn Baccarat rules and track bets digitally with PartyPot. Perfect for home casino nights. Free on iOS & Android.
Baccarat
Also known as: Punto Banco · Mini Baccarat
Players
2–8
Play Time
15–60 min
Origin
France / Italy
Equipment
6–8 decks of 52 cards
What Is Baccarat?
Baccarat is one of the simplest casino card games — and one of the most elegant. Players bet on whether the "Player" hand, the "Banker" hand, or a "Tie" will win. Cards are dealt according to fixed rules (no player decisions after the bet), making it purely a game of chance. Player wins pay 1:1, Banker wins pay 0.95:1 (5% commission), and Ties pay 8:1. PartyPot tracks all bets and payouts automatically.
How to Play Baccarat
Players place bets on Player, Banker, or Tie before cards are dealt
Two cards are dealt to the Player position and two to the Banker position
Card values: Aces = 1, 2-9 = face value, 10/J/Q/K = 0
Add card values and take the last digit (e.g., 7+6 = 13 → 3)
Natural win: either hand has 8 or 9 on the first two cards
If no natural, drawing rules determine if a third card is dealt
The hand closest to 9 wins; payouts are settled accordingly
How PartyPot Makes Baccarat Better
Track Player, Banker, and Tie bets for all participants
Automatic payout calculations including 5% banker commission
Center Pot manages the house bank for home games
Session stats show win/loss across all betting positions
Perfect for home casino night rotations
Pro Tips
Banker bet has the lowest house edge — statistically the best bet
Avoid the Tie bet — it has a high house edge despite the 8:1 payout
Use PartyPot to track win streaks for fun pattern analysis
Rotate the physical dealer every shoe for fairness in home games
Play Baccarat with PartyPot
Download PartyPot free — create a room, share the QR code, and start playing Baccarat with a digital banker in under 30 seconds.
